@techreport{ w10789,
 title = "Subjective Mortality Risk and Bequests",
 author = "Li Gan and Guan Gong and Michael Hurd and Daniel McFadden",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "10789",
 year = "2004",
 month = "September",
 URL = "http://www.nber.org/papers/w10789",
}